6 Steps You Need to Take After Being Involved in a Car Accident
It takes a second for an accident to happen, and when it does, it’s hard to think clearly or quickly. Driving safely will certainly minimize the risk of an accident, but it won’t eliminate it.
What Should You Do After a Car Accident?
Traffic on the road has increased and with it the chance of getting in an accident. Driving safely should always be a rule to live by, but even when do you, the risk of an accident is still present. If it were to materialize, do you know what to do?
Confirm Everyones Ok
In the midst of all the anguish that a car crash can bring, it can be hard to think straight. Always keep in mind that the most important thing is the well being of those in the vehicle. Make sure you and your passengers are ok, before doing anything else.
Determine Whether to Move Your Car
Laws can vary from state to state, but if yours requires you to move your car, do it right away if you can do so safely. If you are unable to remove it from the road, put on your emergency lights to warn other drivers.
Talk to Other Drivers Involved and Exchange Information
Interchanging certain information with other drivers involved in the accident facilitates the process and makes it more transparent. Basic contact information —such as name, phone number, address— insurance company name and policy number, drivers license number and state, license plate number, car model, color and year, is part of the essential information you want to collect and share.
It’s best not to refer to the incident and your part in it until officers arrive and determine everyone’s contribution to the collision.
Take Note of What Happened
Do your best to document relevant data about the incident, such as the place it happened. Take photographs of the collision and the damage that was done to your vehicle and others. If there are any witnesses, approach them and attempt to get their contact information, just in case it’s needed to clear out certain aspects of the accident.
Report the Accident
Always make sure you call law enforcement officers after an accident. Sometimes, if there are no injuries, they might not show up but still, make sure you report it. You can navigate to your state’s Department of Motor Vehicles site and download an accident report form which you can fill out yourself and submit, so there’s a record of the incident.
Call Your Insurance Provider
Make sure you keep the numbers for your insurance provider handy, in case of an emergency. At the time of the accident, you’ll need to file a claim, so you can get your vehicle fixed promptly and keep your finances protected. If you’re unsure how to file a claim, contact your insurance agent.
AAI Central Agency is happy to help you learn more about your auto insurance policy or find one that fits your needs. Give us a call any time. We’re here to help.