How to Choose an Independent Insurance Agency?

 In Blog

Caring for your insurance needs is very important and choosing someone to help you out with that, is not a decision that should not be taken lightly.

3 Tips for Choosing the Right Insurance Agency

If you were buying a house, would you choose the first one that comes along, without even looking inside first? Would you put your children in a school you know nothing about? Most major life decisions require research and comparing various options before making up your mind. The same thing happens when you’re choosing an independent insurance agency to manage your insurance needs. Here are 3 tips to help you make the best decision.

3 Tips to Choosing the Right Insurance Agency for You

Choosing a good insurance agent is one of the most important decisions you can make.

Understand The Difference Between Captive and Independent

If you’re just now thinking about whether you should go with a captive or an independent¬†agent, the first step is to understand the difference and what best adapts to your needs. They work differently and offer different things. A captive agent represents one insurance company and can only sell you products from that company, while an independent insurance agent represents multiple companies and can offer you more product variety. The choice really depends on what you’re looking for.

Find an Agent Near You

A convenient location is a great quality in an insurance agency. Having your agent nearby makes it easier to stop by their office whenever you have questions or need to submit claims. That one-on-one time enables you to build a trust-based relationship with your agent, which is great to have when you’re planning on taking all your insurance needs to the same agent and staying there long-term.

Use Their Website to Get to Know Them Better

You can learn a lot about an insurance agency by looking at their website. Find out their story, what they’re about, contact information, as well as the products or services they offer. If they have a blog, reading through it can help you understand more about the company. Having more information allows you to make a better-informed decision.


Looking for an independent insurance agency in Colorado that you can trust? AAI Central Agency is here to manage all your insurance needs. We love establishing solid relationships with our clients, so we can offer them the very best insurance, with the best service. Give us a call for more information.

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