Extreme Sports and Life Insurance
Colorado is nature’s playground for people seeking adrenaline pumping adventures. Winter, spring, summer, or fall Colorado has something new and thrilling to try. For those of you who enjoy living on the edge, you are no stranger to cuts, scrapes, or a few broken bones. Unfortunately, many of you out there can’t find the right life insurance to cover you in the case of a major accident while you are taking it to the limit one more time.
Finding life insurance for high-risk clients
We know that you love your sport, but if you are living on the edge, even if you take all the necessary safety precautions, you know that you are always at risk of getting hurt. Scrapes, cuts, and bruises are most likely par for the course for you by now, but what if something more serious happened? What if the unthinkable happened?
Who would be left behind? Who would suffer the most? Who would help provide in your absence?
These are the questions we should all be asking, and then we should be looking into getting some life insurance. But, if you are taking advantage of everything that Colorado has to offer, then you may have a harder time finding the right insurance company to cover you. And, when you find a company, the premiums may be through the roof due to your “high risk” status.
Disclose your extreme sports or risky pastimes to your insurance provider
Mountain climbing, skiing, ice-climbing, skydiving, scuba diving, anything that has to do with extreme speeds, extreme heights, extreme depth, or any extreme or risky pastime should all be disclosed to your insurance agent when you are looking for the right life insurance policy.
Finding an insurance company that will give you and your high-risk activities a life insurance policy can be frustrating. That’s why you need to work with an independent agent who is looking out for you, not the insurance company. You need an insurance agent that has your best interest at heart, not a quota to fulfill.
We’re not going to lie; it’s probably going to make your premiums a little higher. But, it’s better to pay a little more for the right insurance, and be completely honest about your lifestyle, than to breach your contract and leave your loved ones unprotected in the case of you having an accident climbing a Fourteener or jumping out of a plane.
Independent insurance agent in Colorado
We are not interested in finding you the cheapest insurance policy; you can do that on your own using the free WiFi at your local Starbucks. We’re here to find you the insurance you need for the life you lead!
Get life insurance for yourself and your family. It’ll make your next extreme adventure so much more satisfying.