Expand Your Coverage with Umbrella Insurance

 In Blog, Liability Insurance, Umbrella Insurance

The most underrated form of personal insurance: umbrella insurance. Add an extra layer of personal liability protection. When tough times come around, you won’t regret it.

Why You Should Consider Getting Umbrella Insurance

Of course, you insure your car, your home, and your other assets separately, like everyone else, but even that is sometimes not enough.

Umbrella Insurance provides an additional layer of personal liability protection. A single policy covers all underlying policies you own (auto, home, motorcycle, boat, etc.) and kicks in if the liability limits on these policies are exhausted. 

Source: Liberty Mutual 

Protect Your Assets with Umbrella InsuranceLet’s be honest. No one likes to plan for when or if disasters strike, but it’s always better to be safe than sorry. In the event of a claim or lawsuit, the money will have to come from somewhere and if you want to protect yourself and your financial stability, umbrella insurance is the way to go. So, yes, personal umbrella protection will add liability coverage and will pay any damages or expenses you may be responsible for due to an accident (home, auto, or recreational vehicle related). Don’t be mistaken by thinking that if you’re not wealthy, you won’t be sued. You don’t need to be a millionaire to be involved in a lawsuit. The goal of this type of insurance is to protect your financial well-being regardless of your wealth.

Although it is an extra policy you’ll have to pay for, the cost is not terrible. Certainly, the benefit of having it will be greater than what it will cost you. If you think about it, it really is the economically responsible thing to do.

Get the Guidance You Need at AAI Central Agency

Umbrella insurance is probably the most important policy that you probably don’t even have yet. If you feel like you’re not knowledgeable enough about this policy and how it benefits you, come talk to us. We’ll be happy to answer all your questions.

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