Colorado Ranks Number Two in Hail Damage Claims
Hailstorms have caused over one billion dollars in damage. Just like any other natural disaster, it is an equal opportunity destroyer. It doesn’t care about your finances, your race, your religion, or your insurance status. If you live in Colorado, make sure you are covered for hail damage.
Hail damage is not covered by standard liability
Since Colorado was just ranked #2 in the number of hail damage claims you’d think that homeowner insurance automatically covers this type of disaster. Well, it does not. Your average homeowner policy doesn’t cover hail, so you need to talk to your broker about adding that to your existing policy.
“Hail-related insurance claims in Colorado numbered 182,591 between 2013 and 2015, accounting for 9 percent of the U.S. total. That’s high for a state with only 1.7 percent of the country’s population.” – Denver Post
Hail is the number one reason for claims in Colorado
Drought and wildfires used to be the number one reason for insurance claims, but destructive golf-ball sized ice dropping from the sky has pummeled it’s way to the number one spot.
If you live in Colorado, it’s not a matter of if, it’s a matter of when you are going to get hit by one of our famous hail storms. As the weather warms up, the chances of destructive hail storms are on the rise. Don’t wait until it is too late to get the coverage your need.
Hail can destroy your property
- Garage doors
- Garden furniture
Independent Insurance Agents in Colorado
If you’re unsure if you have coverage for hail damage on your property, car, or person, talk to a Colorado insurance broker.