Colorado Ranks Number Two in Hail Damage Claims

 In Blog

Hailstorms have caused over one billion dollars in damage. Just like any other natural disaster, it is an equal opportunity destroyer. It doesn’t care about your finances, your race, your religion, or your insurance status. If you live in Colorado, make sure you are covered for hail damage.

Colorado home insurance

Hail damage is not covered by standard liability

Since Colorado was just ranked #2 in the number of hail damage claims you’d think that homeowner insurance automatically covers this type of disaster. Well, it does not. Your average homeowner policy doesn’t cover hail, so you need to talk to your broker about adding that to your existing policy.

“Hail-related insurance claims in Colorado numbered 182,591 between 2013 and 2015, accounting for 9 percent of the U.S. total. That’s high for a state with only 1.7 percent of the country’s population.” – Denver Post

Hail is the number one reason for claims in Colorado

Drought and wildfires used to be the number one reason for insurance claims, but destructive golf-ball sized ice dropping from the sky has pummeled it’s way to the number one spot.

If you live in Colorado, it’s not a matter of if, it’s a matter of when you are going to get hit by one of our famous hail storms. As the weather warms up, the chances of destructive hail storms are on the rise. Don’t wait until it is too late to get the coverage your need.

Home and auto insurance Colorado

Make sure you car insurance covers hail damage.

Hail can destroy your property

  • Roofs
  • Siding
  • Windows
  • Garage doors
  • Carports
  • Cars
  • Boats
  • Garden furniture
  • Everything!

Independent Insurance Agents in Colorado

If you’re unsure if you have coverage for hail damage on your property, car, or person, talk to a Colorado insurance broker.

P.S. Is flood covered on your home insurance policy?

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