When Hail Storms Strike, Is Your Home Prepared?
With the ever-changing Colorado weather, it’s always good to be on the safe side. Is your home ready to survive a hailstorm?
How to Protect Your Home from Hail Damage
June has brought hailstorms to Colorado. Just last Monday, northern Colorado witnessed baseball-sized hail, although, the size varied from town to town. One thing is for sure. Regardless of the size, when hailstorms make an appearance, they leave behind a lot of damage. How can you prepare your home to make it through these Colorado hailstorms?
The honest truth is that no amount of preparation will keep hail damage from happening, but taking certain measures can minimize the impact it has on your home.
Extend the Life of Your Roof with Hail-Resistant Materials
Your roof is the part of your home that takes the biggest hit when hailstorms show up. Consider investing in hail-resistant roofing. Although the cost of upgrading your roof might not be cheap, it is truly worth it in the long run, particularly when you live in an area that is frequently attacked by this weather phenomenon. By using these type of resistant materials, such as modified asphalt shingles —which by the way, are also affordable— can help you minimize your likelihood of having to file an insurance claim.
Protect Your Windows with Shutters
Pebble-sized hail can cause cracks, and chips in your windows. Now, you can imagine what would happen if golf-sized or bigger-sized hail hits your windows. Using storm shutters can prevent damage to your windows. There’s a wide variety of storm shutters to choose from. Just make sure you pick whatever’s best for your home. If you can’t get shutters before a hailstorm arrives, cover your windows with plywood to minimize the amount of damage.
Find Shelter for Your Lawn Furniture
Anything that you own that constitutes lawn furniture, including wooden benches, tables, umbrellas and more, is likely to be damaged by hail if it remains outdoors. As soon as you become aware that there will be a hailstorm, bring all your patio furniture in and place it in the garage, or anywhere else you think is suitable.
Get the Right Homeowners Insurance Coverage
If you live in an area that is prone to hailstorms, the best thing you can do is purchase a home insurance policy that will cover hail damage. Not every policy will have that type of coverage, so make sure you consult with your agent before purchasing it.
Not sure if your current homeowner’s policy covers damage caused by hail? Don’t wait until it’s too late to find out. The best way to clear out any doubt is by contacting your insurance agent. At AAI Central Agency, our staff is always willing and happy to help you with any of your questions.