Preventing Common Winter Insurance Claims

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How to Prep Your Home for Winter and Minimize Claims

Winterization is important. Winter is a tough season and requires a lot of preparation to make it through successfully. This concept applies to many things, from winterizing your wardrobe —you know, to keep you safe and warm— to winterizing your home, to at least prevent the most common winter insurance claims.

There are certain precautions you can take to minimize the risk of having to file a winter claim.

Check On the Roof

With all the snow and water this time of year, the gutters and roof need to be in good condition. Inspecting your roof for ice dams is also very helpful.

How to Fireproof Your Home During WinterInspect the Insulation and Pipes

Proper insulation is essential to keep your home at the right temperature that will allow for the snow on your roof to melt. Professionals suggest insulating the attic, as well as adequately ventilating, which will allow for the cool air to move around. Invest in a water shut-off device to prevent issues with frozen pipes —which are incredibly common this time of year.

Get a Whole-House Generator

Power outages can lead to heating and central alarm system interruptions. A whole-house generator is a great way to minimize the time you’re out of electricity.

Install a Smart Thermostat

For keeping your home temperature in-check, it is best to keep an eye on it and have control over it. With a smart thermostat, you can do that. From an app, you will have the ability to control the temperature remotely, which is incredibly convenient. It can help you prevent issues that can, later on, result in complicated insurance claims.


Preparing your home for winter is the best way to avoid potential issues and have an insurance-free winter.


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