Avoid Holiday Hazards at Home

 In Blog, Home Insurance

The holidays are supposed to be joyful, but we’d be lying if we said that stress wasn’t also a big factor. We put so much pressure on ourselves to make this the most wonderful time of the year that we rush around frantically trying to make it joyous for all. It’s an irony that we all welcome once a year. Nevertheless, we need to take a minute to make sure that we’re not creating hazards at home in preparation for holiday celebrations.

Avoid holiday home insurance claims

Make sure you aren’t placing live candles near flammable decorations and materials.

Holiday fire hazards

Nothing embodies the holiday spirit like live candles on a dark winter night. Open fireplaces and candles of all shapes and sizes light up our homes. The flickering of the open flames signifies family, love, comfort, warmth, and peace, but be careful where you place your candles so that you don’t create a fire hazard.

With the holidays comes a lot of decorations. Decorations are often made out of highly flammable materials, and so are your curtains and fluffy blankets that can easily get too close to a cluster of candles.

Of course, many fear the fire hazard that comes with live candles and have emptied the shelves of electric string lights, but don’t get so excited that you overpower your outlets putting yourself at risk for an electrical fire.

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Make sure your holiday treats and decorations, like hot chocolate and breakable decorative balls, are out of reach of your toddlers.

Holiday injuries to toddlers and adults

String lights covering every surface, dimly lit rooms for holiday ambiance, and decorations everywhere you look can also pose risks for guests. Make sure you don’t string lights across the floor or hanging loose and low so that people can get caught in the wires.

If you have infants in the home, make sure that decorations are out of reach and can’t be chewed and swallowed. Similarly, make sure string lights aren’t posing a danger to your toddlers, as well as making sure all live candles are out of reach.

Make sure you have plenty of doormats and rugs for people to wipe their snow-covered, wet, and dirty boots before entering your home. If snow, ice, sleet, water, and dirt does get tracked through your entryway, wipe up the moisture before someone slips and falls in your home.

Avoid holiday insurance claims

Make sure your holiday decorations aren’t a hazard for guest and family members, especially little kids and toddlers.

Avoid holiday home insurance claims

Don’t add to holiday stress by accidentally turning your home into a hazardous holiday zone.

This month, we will be closing early on Friday, December 23rd, with limited operations in the office from Tuesday, December 27th, 2016 till Monday, January 2nd, 2017. If you need to talk to an agent about your home insurance, please call an agent before we close for the holidays.

We’ll be back in the New Year to help all clients with their home, auto, business, life, umbrella, and health insurance needs.

We wish you a happy, safe, and joyful holiday season!

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