4 Tips for a Claim-Free Summer Season

 In Blog, Home Insurance

Insurance Tips for a Safe Summer

Ah! Summer! We waited so long for this season to come around again. This is the best time of year for road trips, pool parties, barbeques and bonfires at the beach. By now, you’ve probably checked a few of these activities off your summer to-do list, and if you haven’t that’s ok. There’s still time.

Although this certainly is a wonderful season, there are a set of liability and insurance concerns associated with it. Let’s keep celebrating summer with these tips that will help you remain claim-free this season.

Drive Smart When You Hit the Road

If you’ve planned a road trip, you probably cannot wait to get in the car, step on the gas, and get on your way to whatever awesome destination is waiting for you. But you know, you’re not the only one planning to go somewhere. Traffic is expected and it depends on a variety of factors. Don’t put your car insurance premiums at risk by speeding. Plan to leave early and with plenty of time to spare, beware of reckless drivers, and if you do end up caught in traffic, just breath and enjoy the trip. You’ll get to your destination before you know it.

Make Sure Your Vacated Home is Safe

Many homeowners leave their homes during the summer. If you’re one of them, check on your home insurance policy to ensure it is up to date and fits your current needs. Also, avoid oversharing information on social media, as it can make your home an easy target for burglary. Also, check the inside and outside of your home to make sure there are no potential threats —such as leaky sinks, or broken windows— that could damage your home, or put it at risk while you’re away.

Insurance Tips for a Safe Summer

Check on the Safety of Your Vacation Home

If you’re traveling to a vacation home, the last thing you want is to have something to worry about while you’re there. To ensure you have a pleasurable stay, there’s some work you should do before you even get there. Establish good relationships with your temporary neighbors, provide proper maintenance to your property all year round, so that the house greets you in tip-top condition, and make sure it is covered with the right insurance policy. If you’re renting a home this season, check out this article.

Prepare to Hit the Water Worry-Free

Summer is definitely the best time for water activities. If you’re planning on taking your boat out for a ride, remember to get it checked out, making sure everything is functioning properly before you embark on your trip. Also, your boat, just like your car, needs insurance to keep you and others safe. Some policies might be suspended on the off season, so contact your agent to make sure your policy is up to date.


Stay safe this summer and enjoy a claim-free vacation. Contact your independent insurance agent at AAI Central Agency, to check on your insurance policies and make sure you’re properly covered.

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