4 Common Insurance Claims During the Summer

 In Blog, Family

Be Aware of These Common Summer Claims and Minimize the Risk of an Incident

Summertime is a happy time. There’s a lot of vacationing and traveling going on, along with family/friend gatherings and much more. You know. Fun! Everybody heads out with a smile on their faces, as they get ready to enjoy the season. Unfortunately, not everything is fun.

It is not uncommon for insurance companies to get flooded with claims during the summer months. Even during those happy times, there are still certain risks that can lead to a variety of incidents. You may be wondering —so, what can I do about it? Being informed is important. Although being aware of the events that most commonly lead to claims won’t keep them from happening, it can undoubtedly help you mitigate the risks.

Here are some of the most common summer insurance claims you should know about:

Car Accidents

Many people hit the road in the summer. Whether you are visiting family or going on vacation, when you are on the road you must keep your eyes wide open. Driving is a great responsibility. Driving safety starts before you even hop in the driver’s seat. Make sure you take your car in for maintenance or at least a quick checkup before leaving and practice safe driving on the road. Remember. Not only are you responsible for your own life but the lives of those traveling with you and even those on the road as well.

Grilling Accidents

It is all fun and games at a cookout until the grill turns on you. It won’t if you’re cautious, though. Never leave a grill unattended and don’t place anything flammable near it. Check your gas tank before starting and if you’re using a charcoal grill, don’t leave it until you are sure the embers are extinguished.

Friends grilling in summerBurglary and Break-Ins

Empty homes become a target for burglars. Since summer is usually a time when many people leave their homes, the amount of burglary related claims tends to increase. A few simple things can minimize the risk of this happening. Install a security alarm system, get some motion detection lights, and ask a friend or neighbor to stop by to pick up the mail or newspaper at your door, so your home won’t look unoccupied.


Swimming is one of the preferred summer activities. Whether you are a pool swimmer or an ocean swimmer, always make sure you take the necessary precautions before getting in the water. If you’re a pool owner, remember owning a pool comes with the great responsibility of keeping those who are there to enjoy the pool or are just hanging by the pool, safe.


Don’t allow the summer to wreak havoc on your financial stability. Be aware of the risks and how to minimize them, and choose the best independent insurance agency to help you protect your interests during this season and every other.

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